Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Busey Bank · Checking account
Busey Foundation Checking
$0 a year for an everyday customer. No monthly fee. $100 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · busey.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · busey.com
The source states this figure; we have no exact sentence on file yet.
Offer
Bonuses
$10,000 in direct deposits within 90 days. About $3,333 a month for 3 months.
Busey Foundation Checking · Busey · for new customers
Ends Accounts opened by December 31, 2026Meet it within 90 daysNew customers only
“Open Foundation Checking with promotional code BETTERBUS1 or Pillar Banking with promotional code BETTERBUS2, then within the first 90 days of account opening enroll in online banking, consent to eStatements, and send qualifying direct deposits to the new account to earn a cash reward of $300, $400,”The bank’s page, checked Nov 8, 2026
$500 deposited within 90 days, kept 90 days
Busey Foundation Checking · Busey · for new customers
Ends Accounts opened by December 31, 2026Meet it within 90 daysNew customers only
“Open a Foundation Checking account with promotional code BASICBUSEY and within the first 90 days of account opening maintain a $500 average daily balance, enroll in online banking with eStatements, and activate and use the Busey Debit Mastercard for at least 20 purchases to earn a $100 cash reward.”The bank’s page, checked Nov 8, 2026
Against the market
How it ranks
#207of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Debit card
- Mobile check deposit
- No minimum balance
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees