APY
0.05%
As of Nov 1, 2026. Rates are variable.
Byline Bank · Checking account
Byline Prime Life Checking
$0 a year for an everyday customer. No monthly fee. $100 to open.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 1, 2026
Issuer document · bylinebank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · open.bylinebank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · bylinebank.com
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Branch access
- Debit card
- Free checks
- Interest bearing
- Mobile check deposit
- Mobile wallet
- No minimum balance
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $2,500 to $9,999.99
- 0.01%
- $10,000 to $49,999.99
- 0.03%
- $50,000 to $99,999.99
- 0.03%
- $100,000 and up
- 0.05%
The bank’s rates · as of Nov 1, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $2,500open.bylinebank.com, checked Nov 1, 2026
Fees
- Monthly fee
- Noneopen.bylinebank.com, checked Nov 1, 2026
- Minimum to open
- $100bylinebank.com, checked Nov 1, 2026
- Overdraft fee
- $36bylinebank.com, checked Nov 1, 2026
- Returned item (NSF) fee
- $36bylinebank.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 5bylinebank.com, checked Nov 1, 2026
- ATM network
- over 30 Byline branches or thousands of Allpoint® ATMs nationwidebylinebank.com, checked Nov 1, 2026
- ATMs in the network
- 55,000bylinebank.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $3bylinebank.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 3%bylinebank.com, checked Nov 1, 2026
- Incoming domestic wire
- $15bylinebank.com, checked Nov 1, 2026
- Outgoing domestic wire
- $30bylinebank.com, checked Nov 1, 2026
- Incoming international wire
- $15bylinebank.com, checked Nov 1, 2026
- Outgoing international wire
- $50bylinebank.com, checked Nov 1, 2026
- Inactivity fee
- $5bylinebank.com, checked Nov 1, 2026
- Early closure fee
- $25bylinebank.com, checked Nov 1, 2026
- Cashier’s check
- $10bylinebank.com, checked Nov 1, 2026
- Stop payment
- $35bylinebank.com, checked Nov 1, 2026
Who can open it
- Minimum age
- 55bylinebank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees