APY on $10,000
0.25%
As of Nov 8, 2026. Rates are variable.
Byline Bank · Money market account
Byline Signature Money Market
$25 a year on $10,000 at today’s 0.25% APY. $25 a month. $5,000 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · bylinebank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.25%
- Monthly fee, a year
- $300
- A year
- $25
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · bylinebank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · open.bylinebank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · open.bylinebank.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#52of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $5,000 to $9,999.99
- 0.05%
- $10,000 to $24,999.99
- 0.25%
- $25,000 to $99,999.99
- 0.50%
- $100,000 to $249,999.99
- 2.20%
- $250,000 and up
- 2.30%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $5,000open.bylinebank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $25 a monthopen.bylinebank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- If the daily balance falls below $5,000, a $25 monthly service fee appliesopen.bylinebank.com, checked Nov 8, 2026
- Minimum to open
- $5,000open.bylinebank.com, checked Nov 8, 2026
- Overdraft fee
- $36bylinebank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $36bylinebank.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 5bylinebank.com, checked Nov 8, 2026
- ATM network
- Byline ATMs and AllPoint Network ATMs are free; other ATMs have the first 3 transactions per statement cycle free, then $3.00bylinebank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $3bylinebank.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%bylinebank.com, checked Nov 8, 2026
- Incoming domestic wire
- $15bylinebank.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30bylinebank.com, checked Nov 8, 2026
- Incoming international wire
- $15bylinebank.com, checked Nov 8, 2026
- Outgoing international wire
- $50bylinebank.com, checked Nov 8, 2026
- Inactivity fee
- $5bylinebank.com, checked Nov 8, 2026
- Early closure fee
- $25bylinebank.com, checked Nov 8, 2026
- Cashier’s check
- $10bylinebank.com, checked Nov 8, 2026
- Stop payment
- $35bylinebank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money