Monthly fee
Not stated
−$60 a year for an everyday customer: fees and interest, $2,000 kept.
Capital One · Checking account
Capital One Simply Checking
−$60 a year for an everyday customer. Monthly fee not stated. No minimum to open.
- A year, everyday customer
- −$60
- Monthly fee
- Not stated
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · capitalone.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#592of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Cash deposit ATM
- Check writing
- Debit card
- Early direct deposit
- Free external transfers
- ITIN accepted
- Joint accounts
- Overdraft protection transfer
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Minimum to open
- Nonecapitalone.com, checked Nov 8, 2026
- ATM network
- Allpoint and MoneyPasscapitalone.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2capitalone.com, checked Nov 8, 2026
- International ATM fee
- $2capitalone.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30capitalone.com, checked Nov 8, 2026
- Cashier’s check
- $10capitalone.com, checked Nov 8, 2026
Who can open it
- Where
- Anywhere in the UScapitalone.com, checked Nov 8, 2026
- Minimum age
- 18capitalone.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees