RateHerald

APY on $10,000

3.20%

As of Nov 8, 2026. Rates are variable.

Capital One · Savings account

Capital One 360 Performance Savings

$320 a year on $10,000 at today’s 3.20% APY. No monthly fee. No minimum to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Offer

Bonus

$1,500

$100,000 deposited within 15 days, kept 90 days

Capital One 360 Performance Savings · Capital One

No end date postedMeet it within 15 days

“Open a new 360 Performance Savings account with promo code BONUS1500, deposit external funds of $20,000 to $100,000+ (depending on bonus tier) during the 15-day Initial Funding Period, and hold the deposit(s) for 90 days after that period ends; the bonus appears in the account within 60 days after h”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

Against the market

How it ranks

#35of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Automatic savings
  • Branch access
  • Interest bearing
  • Mobile check deposit
  • No minimum balance
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0capitalone.com, checked Nov 8, 2026
Interest compounds
monthlycapitalone.com, checked Nov 8, 2026

Fees

Monthly fee
Nonecapitalone.com, checked Nov 8, 2026
Minimum to open
Nonecapitalone.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on capitalone.com

We don’t earn anything from this link.