Monthly fee
$5
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Capitol Federal Savings Bank · Checking account
Capitol Federal Genuine Blue Checking
$0 a year for an everyday customer. $5 a month. $100 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · capfed.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · capfed.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#349of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Check writing
- Contactless card
- Debit card
- Free checks
- Interest bearing
- Mobile check deposit
- Mobile wallet
- Online opening
- Overdraft protection transfer
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $100capfed.com, checked Nov 8, 2026
- To earn the APY
- Genuine Blue Checking earn interest when you maintain a minimum balance of $100.capfed.com, checked Nov 8, 2026
Fees
- Monthly fee
- $5 a monthcapfed.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- the average daily balance is less than $1,000.00capfed.com, checked Nov 8, 2026
- Minimum to open
- $100capfed.com, checked Nov 8, 2026
- Overdraft fee
- $12capfed.com, checked Nov 8, 2026
- Overdraft transfer fee
- $2capfed.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 10capfed.com, checked Nov 8, 2026
- ATM network
- CapFed ATM Networkcapfed.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2capfed.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%capfed.com, checked Nov 8, 2026
- Incoming domestic wire
- $10capfed.com, checked Nov 8, 2026
- Outgoing domestic wire
- $25capfed.com, checked Nov 8, 2026
- Incoming international wire
- $10capfed.com, checked Nov 8, 2026
- Outgoing international wire
- $45capfed.com, checked Nov 8, 2026
- Inactivity fee
- $5capfed.com, checked Nov 8, 2026
- Cashier’s check
- $3capfed.com, checked Nov 8, 2026
- Stop payment
- $32capfed.com, checked Nov 8, 2026
- Card replacement
- $5capfed.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees