RateHerald

Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Capitol Federal Savings Bank · Checking account

Capitol Federal Simple Blue Checking

$0 a year for an everyday customer. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#303of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Contactless card
  • Debit card
  • Mobile check deposit
  • Mobile wallet
  • Online opening
  • Overdraft protection transfer
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonecapfed.com, checked Nov 8, 2026
Minimum to open
$100capfed.com, checked Nov 8, 2026
Overdraft fee
$12capfed.com, checked Nov 8, 2026
Overdraft transfer fee
$2capfed.com, checked Nov 8, 2026
Most overdraft fees in a day
10capfed.com, checked Nov 8, 2026
ATM network
CapFed ATM Networkcapfed.com, checked Nov 8, 2026
Out-of-network ATM fee
$2capfed.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
1%capfed.com, checked Nov 8, 2026
Incoming domestic wire
$10capfed.com, checked Nov 8, 2026
Outgoing domestic wire
$25capfed.com, checked Nov 8, 2026
Incoming international wire
$10capfed.com, checked Nov 8, 2026
Outgoing international wire
$45capfed.com, checked Nov 8, 2026
Inactivity fee
$5capfed.com, checked Nov 8, 2026
Cashier’s check
$3capfed.com, checked Nov 8, 2026
Stop payment
$32capfed.com, checked Nov 8, 2026
Card replacement
$5capfed.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on capfed.com

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