APY
0.10%
As of Nov 8, 2026. Rates are variable.
Cathay Bank · Checking account
Cathay Digital Personal Interest Checking
$1 a year for an everyday customer. $15 a month. $2,000 to open.
- A year, everyday customer
- $1
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · cathaybank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · cathaybank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · cathaybank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#39of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Check writing
- Debit card
- Free checks
- Interest bearing
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $2,000 to $9,999.99
- 0.05%
- $10,000 to $24,999.99
- 0.05%
- $25,000 to $99,999.99
- 0.10%
- $100,000 and up
- 0.10%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $2,000cathaybank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $15 a monthcathaybank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- waived if you maintain a minimum daily balance of $2,000 in the account
- or a combined balance of $10,000 in other consumer deposit accounts with us
- Minimum to open
- $2,000cathaybank.com, checked Nov 8, 2026
- ATM network
- PULSE Select / Money Pass surcharge-free ATM networkcathaybank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money