RateHerald

APY on $10,000

0.03%

As of Nov 8, 2026. Rates are variable.

Cathay Bank · Savings account

Cathay Passbook Savings

$3 a year on $10,000 at today’s 0.03% APY. $3 a month. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Against the market

How it ranks

#206of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Automatic savings
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0.01 to $49,999.99
0.03%
$50,000 to $99,999.99
0.05%
$100,000 and up
0.05%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0.01cathaybank.com, checked Nov 8, 2026
Interest compounds
The interest will compound daily and credit monthly.cathaybank.com, checked Nov 8, 2026

Fees

Monthly fee
$3 a monthcathaybank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
To avoid the $3 monthly maintenance charge, maintain a minimum daily balance of $500.cathaybank.com, checked Nov 8, 2026
Minimum to open
$100cathaybank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on cathaybank.com

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