APY
0.10%
As of Nov 8, 2026. Rates are variable.
Central Pacific Bank · Checking account
Central Pacific Exceptional Checking
−$240 a year for an everyday customer. $20 a month. $500 to open.
- A year, everyday customer
- −$240
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · cpb.bank · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · cpb.bank
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · cpb.bank
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#954of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Check writing
- Debit card
- Free checks
- Interest bearing
- Mobile check deposit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $25,000
- 0.10%
- $10,000 to $50,000
- 0.01%
- $25,000 and up
- 0.10%
- $25,000.01 and up
- 0.10%
- $50,000 to $250,000
- 0.02%
- $250,000 and up
- 0.03%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Fees
- Monthly fee
- $20 a monthcpb.bank, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Link qualifying accounts to your Exceptional Plan and maintain a $10,000 minimum combined balance to avoid a $20 monthly service chargecpb.bank, checked Nov 8, 2026
- Minimum to open
- $500cpb.bank, checked Nov 8, 2026
- Overdraft fee
- $32cpb.bank, checked Nov 8, 2026
- Returned item (NSF) fee
- $32cpb.bank, checked Nov 8, 2026
- Overdraft transfer fee
- $12.50cpb.bank, checked Nov 8, 2026
- Most overdraft fees in a day
- 5cpb.bank, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonecpb.bank, checked Nov 8, 2026
- International ATM fee
- Nonecpb.bank, checked Nov 8, 2026
- Incoming domestic wire
- Nonecpb.bank, checked Nov 8, 2026
- Outgoing domestic wire
- $40cpb.bank, checked Nov 8, 2026
- Incoming international wire
- $12cpb.bank, checked Nov 8, 2026
- Outgoing international wire
- $45cpb.bank, checked Nov 8, 2026
- Inactivity fee
- $10cpb.bank, checked Nov 8, 2026
- Early closure fee
- $75cpb.bank, checked Nov 8, 2026
- Cashier’s check
- $12cpb.bank, checked Nov 8, 2026
- Stop payment
- $32cpb.bank, checked Nov 8, 2026
- Card replacement
- $20cpb.bank, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money