APY on $10,000

0.02%

As of Nov 1, 2026. Rates are variable.

Central Pacific Bank · Savings account

Central Pacific Starter Savings

$2 a year on $10,000 at today’s 0.02% APY. $2 a month. $10 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Debit card
  • Interest bearing
  • Joint accounts
  • Minor accounts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
Interest compounds daily and gets paid quarterlycpb.bank, checked Nov 1, 2026

Fees

Monthly fee
$2 a monthcpb.bank, checked Nov 1, 2026
Ways to avoid the monthly fee
$25 minimum daily balance to avoid a $2 monthly service chargecpb.bank, checked Nov 1, 2026
Minimum to open
$10cpb.bank, checked Nov 1, 2026
Overdraft transfer fee
$12.50cpb.bank, checked Nov 1, 2026
ATM network
CPB ATMscpb.bank, checked Nov 1, 2026
Out-of-network ATM fee
$3cpb.bank, checked Nov 1, 2026
International ATM fee
$5cpb.bank, checked Nov 1, 2026
Incoming domestic wire
$12cpb.bank, checked Nov 1, 2026
Outgoing domestic wire
$40cpb.bank, checked Nov 1, 2026
Incoming international wire
$12cpb.bank, checked Nov 1, 2026
Outgoing international wire
$45cpb.bank, checked Nov 1, 2026
Inactivity fee
Nonecpb.bank, checked Nov 1, 2026
Early closure fee
$40cpb.bank, checked Nov 1, 2026
Cashier’s check
$12cpb.bank, checked Nov 1, 2026
Stop payment
$32cpb.bank, checked Nov 1, 2026
Card replacement
$20cpb.bank, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on cpb.bank

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