Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Charles Schwab Bank, SSB · Checking account
Charles Schwab Interest Checking Plus
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · disclosures.schwab.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#391of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Check writing
- Debit card
- Free checks
- Free external transfers
- Interest bearing
- Joint accounts
- No foreign transaction fee
- No minimum balance
- No overdraft fees
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonedisclosures.schwab.com, checked Nov 8, 2026
- Overdraft fee
- Nonedisclosures.schwab.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonedisclosures.schwab.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonedisclosures.schwab.com, checked Nov 8, 2026
- International ATM fee
- Nonedisclosures.schwab.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- Nonedisclosures.schwab.com, checked Nov 8, 2026
- Incoming domestic wire
- Nonedisclosures.schwab.com, checked Nov 8, 2026
- Outgoing domestic wire
- $25disclosures.schwab.com, checked Nov 8, 2026
- Stop payment
- Nonedisclosures.schwab.com, checked Nov 8, 2026
- Card replacement
- Nonedisclosures.schwab.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees