APY on $10,000

0.15%

As of Nov 8, 2026. Rates are variable.

Charles Schwab Bank, SSB · Savings account

Charles Schwab Investor Savings

$15 a year on $10,000 at today’s 0.15% APY. No monthly fee.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#140of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Debit card
  • Free external transfers
  • Interest bearing
  • Joint accounts
  • Mobile check deposit
  • No foreign transaction fee
  • No minimum balance
  • No overdraft fees
  • Online opening
  • Support 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonedisclosures.schwab.com, checked Nov 8, 2026
Overdraft fee
Nonedisclosures.schwab.com, checked Nov 8, 2026
Returned item (NSF) fee
Nonedisclosures.schwab.com, checked Nov 8, 2026
Withdrawals a month
6disclosures.schwab.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonedisclosures.schwab.com, checked Nov 8, 2026
International ATM fee
Nonedisclosures.schwab.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
Nonedisclosures.schwab.com, checked Nov 8, 2026
Incoming domestic wire
Nonedisclosures.schwab.com, checked Nov 8, 2026
Outgoing domestic wire
$25disclosures.schwab.com, checked Nov 8, 2026
Stop payment
Nonedisclosures.schwab.com, checked Nov 8, 2026
Card replacement
Nonedisclosures.schwab.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

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