APY

5.00%

As of Nov 8, 2026. Rates are variable.

Coastal · Checking account

Coastal Go Green Checking

$1 a year for an everyday customer. No monthly fee. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$1
APY
Monthly fee
To open

Against the market

How it ranks

#50of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Branch access
  • Budgeting tools
  • Check writing
  • Debit card
  • Early direct deposit
  • Interest bearing
  • Mobile check deposit
  • No minimum balance
  • Online opening
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $10,000
5.00%
$10,000 and up
0.05%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0coastal24.com, checked Nov 8, 2026
To earn the APY
Simply make 15 debit card transactions each month to earn the higher rate.coastal24.com, checked Nov 8, 2026
APY when those aren’t met
0.05%coastal24.com, checked Nov 8, 2026
APY paid on balances up to
$10,000coastal24.com, checked Nov 8, 2026
Interest compounds
Monthlycoastal24.com, checked Nov 8, 2026

Fees

Monthly fee
Nonecoastal24.com, checked Nov 1, 2026
Minimum to open
$25coastal24.com, checked Nov 8, 2026
ATM network
CO-OP, CashPoints, Allpoint, Sheetz (surcharge-free)coastal24.com, checked Nov 8, 2026
ATMs in the network
55,000coastal24.com, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Employed by one of the hundreds of eligible associations, organizations, or businesses we partner with.
  • An immediate family and household member of someone who has already joined Coastal.
  • Live or work in the cities of Littleton, NC; Weldon, NC; Aurelian Springs, NC; Airlie, NC; Halifax, NC; Arcola, NC; Hollister, NC; Brinkleyville, NC; Heathsville, NC; Tillery, NC; Enfield, NC; Scotland Neck, NC; Whitakers, NC; Castalia, NC; Red Oak, NC; Dortches, NC; Leggett, NC; Wrendale, NC; Speed, NC; Nashville, NC; Rocky Mount, NC; West Edgecombe, NC; Woodcrest Park, NC; and Tarboro, NC, including anyone who lives, works, worships or attends school in, and does business and other legal entries located in Vance County, NC.
  • Become a Champion for Change with the Coastal Credit Union Foundation, with an $18 Coastal Credit Union Foundation membership contribution, which can be deducted from your Coastal Savings Account. ($18)
coastal24.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on coastal24.com

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