APY, up to
3.00%
As of Nov 1, 2026. The bank states it as “up to” and doesn’t say what a balance earns.
Coastal · Savings account
Coastal High Yield IRA Savings (Traditional, Roth, SEP IRA)
Monthly fee not stated.
- APY, up to
- Receipt · APYChecked Nov 1, 2026
Issuer's page · coastal24.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Not stated
Features
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Who can open it
- Membership
- Membership required:
- Employed by one of the hundreds of eligible associations, organizations, or businesses we partner with.
- An immediate family and household member of someone who has already joined Coastal.
- Live or work in the cities of Littleton, NC; Weldon, NC; Aurelian Springs, NC; Airlie, NC; Halifax, NC; Arcola, NC; Hollister, NC; Brinkleyville, NC; Heathsville, NC; Tillery, NC; Enfield, NC; Scotland Neck, NC; Whitakers, NC; Castalia, NC; Red Oak, NC; Dortches, NC; Leggett, NC; Wrendale, NC; Speed, NC; Nashville, NC; Rocky Mount, NC; West Edgecombe, NC; Woodcrest Park, NC; and Tarboro, NC, including anyone who lives, works, worships or attends school in, and does business and other legal entries located in Vance County, NC.
- Become a Champion for Change with the Coastal Credit Union Foundation, with an $18 Coastal Credit Union Foundation membership contribution, which can be deducted from your Coastal Savings Account. ($18)
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money