RateHerald

Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Communityamerica · Checking account

Communityamerica Free Checking

$0 a year for an everyday customer. No monthly fee. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#156of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Contactless card
  • Debit card
  • Early direct deposit
  • No minimum balance
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonecommunityamerica.com, checked Nov 8, 2026
Minimum to open
Nonecommunityamerica.com, checked Nov 8, 2026
ATM network
CO-OP Networkcommunityamerica.com, checked Nov 8, 2026

Who can open it

Membership
Open to anyone who qualifies through one of these:
  • Workplace: If you work for one of the 1,100+ companies that partner with CommunityAmerica, you and your immediate family are in!
  • Family: Have a family member who belongs to CommunityAmerica? You can join, too! Eligible family includes a spouse, child, sibling, parent, grandparent, grandchild. Step, in-law, and adoptive relationships are also included.
  • Qualified Community: If you live or work in select zip codes, you automatically qualify for membership!
  • Friends of Hobbs Membership: Members of Friends of Hobbs, a non-profit organization supporting Hobbs State Park in Rogers, Arkansas, automatically qualify for credit union membership. We can register you as a Friends of Hobbs member during the credit union application process at no cost or obligation to you.
communityamerica.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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