Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Communityamerica · Checking account

Communityamerica Student Checking

$0 a year for an everyday customer. No monthly fee. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Features

  • Contactless card
  • Debit card
  • Early direct deposit
  • Free checks
  • Mobile check deposit
  • Mobile wallet
  • No minimum balance
  • No overdraft fees
  • Online opening
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonecommunityamerica.com, checked Nov 8, 2026
Minimum to open
Nonecommunityamerica.com, checked Nov 8, 2026
Overdraft fee
Nonecommunityamerica.com, checked Nov 8, 2026
ATM network
CO-OP Networkcommunityamerica.com, checked Nov 8, 2026

Who can open it

Membership
Open to anyone who qualifies through one of these:
  • Workplace: If you work for one of the 1,100+ companies that partner with CommunityAmerica, you and your immediate family are in!
  • Family: Have a family member who belongs to CommunityAmerica? You can join, too! Eligible family includes a spouse, child, sibling, parent, grandparent, grandchild. Step, in-law, and adoptive relationships are also included.
  • Qualified Community: If you live or work in select zip codes, you automatically qualify for membership!
  • Friends of Hobbs Membership: Members of Friends of Hobbs, a non-profit organization supporting Hobbs State Park in Rogers, Arkansas, automatically qualify for credit union membership. We can register you as a Friends of Hobbs member during the credit union application process at no cost or obligation to you.
communityamerica.com, checked Nov 8, 2026
Minimum age
13communityamerica.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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