Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Delta Community · Checking account
Delta Community SpendSafe Checking
$0 a year for an everyday customer. No monthly fee. No minimum to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · deltacommunitycu.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · deltacommunitycu.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#383of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Budgeting tools
- Cash deposit ATM
- Check writing
- Contactless card
- Debit card
- Mobile check deposit
- Mobile wallet
- No minimum balance
- No overdraft fees
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonedeltacommunitycu.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Pay no monthly maintenance fee until age 23.deltacommunitycu.com, checked Nov 8, 2026
- Minimum to open
- Nonedeltacommunitycu.com, checked Nov 8, 2026
- Overdraft fee
- Nonedeltacommunitycu.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2deltacommunitycu.com, checked Nov 8, 2026
- Incoming domestic wire
- Nonedeltacommunitycu.com, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Anyone living or working in the following metro Atlanta counties: Barrow, Butts, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Jackson, Newton, Paulding, Rockdale, Spalding or Walton County, GA.
- Any current, former or retired employee of the companies listed under Company/Employee Eligibility.
- Being affiliated with a participating company, school or organization.
- Any member of one of the associations listed under Association Eligibility.
- Minimum age
- 18deltacommunitycu.com, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees