Dfcu Financial Cash Back Checking

−$60 a year for an everyday customer. $5 a month. $20 to open.

Checked Nov 8, 2026Updated Nov 8, 2026

A year, everyday customer: −$60
APY: Receipt · APYChecked Nov 8, 2026
Issuer's page · dfcufinancial.com
The source states this figure; we have no exact sentence on file yet.
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Monthly fee: Receipt · Monthly feeChecked Nov 1, 2026
Issuer document · dfcufinancial.com · PDF
The source states this figure; we have no exact sentence on file yet.
Open on dfcufinancial.com (PDF)Report a problem
To open: Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · dfcufinancial.com
The source states this figure; we have no exact sentence on file yet.
Open on dfcufinancial.com Report a problem

Against the market

How it ranks

#529of 1043 checking accounts, by a year’s value for an everyday customer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

To earn the APY: Make 10 debit card purchases
Enroll in eDocuments
Setup $500 in direct deposits
dfcufinancial.com, checked Nov 1, 2026
APY when those aren’t met: 0.02%dfcufinancial.com, checked Nov 1, 2026
APY paid on balances up to: $10,000dfcufinancial.com, checked Nov 1, 2026

Monthly fee: $5 a monthdfcufinancial.com, checked Nov 1, 2026
Minimum to open: $20dfcufinancial.com, checked Nov 1, 2026
Overdraft fee: $32dfcufinancial.com, checked Nov 1, 2026
Returned item (NSF) fee: $32dfcufinancial.com, checked Nov 1, 2026
Overdraft transfer fee: $5dfcufinancial.com, checked Nov 1, 2026
ATM network: CO-OP ATM Networkdfcufinancial.com, checked Nov 1, 2026
Out-of-network ATM fee: $2dfcufinancial.com, checked Nov 1, 2026
Foreign transaction fee (debit card): 1%dfcufinancial.com, checked Nov 1, 2026
Incoming domestic wire: Nonedfcufinancial.com, checked Nov 1, 2026
Outgoing domestic wire: $25dfcufinancial.com, checked Nov 1, 2026
Paper statements: $2 a monthdfcufinancial.com, checked Nov 1, 2026
Inactivity fee: $6dfcufinancial.com, checked Nov 1, 2026
Cashier’s check: $1dfcufinancial.com, checked Nov 1, 2026
Stop payment: $32dfcufinancial.com, checked Nov 1, 2026
Card replacement: $5dfcufinancial.com, checked Nov 1, 2026

Membership: Membership required:
Live, work, worship, or attend school anywhere in Michigan’s Lower Peninsula, or live or work in select counties in Florida
forms.fivision.com, checked Nov 1, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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