APY on $10,000

0.02%

As of Nov 8, 2026. Rates are variable.

Dfcu Financial · Savings account

Dfcu Financial Savings

$2 a year on $10,000 at today’s 0.02% APY. $3 a month.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#213of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Branch access

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$3 a monthdfcufinancial.com, checked Nov 1, 2026
Ways to avoid the monthly fee
Any one of these:
  • maintain an aggregate minimum average daily balance of $200.00 (Savings, Checking, Interest Checking Plus, IMMA, Work Perks, Cash Back Checking, Simplicity Checking, or share certificates combined)
  • maintain direct deposit to this Account each month
dfcufinancial.com, checked Nov 1, 2026
Overdraft fee
$32dfcufinancial.com, checked Nov 1, 2026
Returned item (NSF) fee
$32dfcufinancial.com, checked Nov 1, 2026
Overdraft transfer fee
$5dfcufinancial.com, checked Nov 1, 2026
Out-of-network ATM fee
$2dfcufinancial.com, checked Nov 1, 2026
Foreign transaction fee (debit card)
1%dfcufinancial.com, checked Nov 1, 2026
Incoming domestic wire
Nonedfcufinancial.com, checked Nov 1, 2026
Outgoing domestic wire
$25dfcufinancial.com, checked Nov 1, 2026
Paper statements
$2 a monthdfcufinancial.com, checked Nov 1, 2026
Inactivity fee
$6dfcufinancial.com, checked Nov 1, 2026
Cashier’s check
$1dfcufinancial.com, checked Nov 1, 2026
Stop payment
$32dfcufinancial.com, checked Nov 1, 2026
Card replacement
$5dfcufinancial.com, checked Nov 1, 2026

Who can open it

Membership
Membership required:
  • Live, work, worship, or attend school anywhere in Michigan’s Lower Peninsula, or live or work in select counties in Florida
forms.fivision.com, checked Nov 1, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on dfcufinancial.com

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