APY on $10,000
0.02%
As of Nov 8, 2026. Rates are variable.
Dfcu Financial · Savings account
Dfcu Financial Savings
$2 a year on $10,000 at today’s 0.02% APY. $3 a month.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · dfcufinancial.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.02%
- Monthly fee, a year
- $36
- A year
- $2
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · dfcufinancial.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer document · dfcufinancial.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#213of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Branch access
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $3 a monthdfcufinancial.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Any one of these:
- maintain an aggregate minimum average daily balance of $200.00 (Savings, Checking, Interest Checking Plus, IMMA, Work Perks, Cash Back Checking, Simplicity Checking, or share certificates combined)
- maintain direct deposit to this Account each month
- Overdraft fee
- $32dfcufinancial.com, checked Nov 1, 2026
- Returned item (NSF) fee
- $32dfcufinancial.com, checked Nov 1, 2026
- Overdraft transfer fee
- $5dfcufinancial.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $2dfcufinancial.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 1%dfcufinancial.com, checked Nov 1, 2026
- Incoming domestic wire
- Nonedfcufinancial.com, checked Nov 1, 2026
- Outgoing domestic wire
- $25dfcufinancial.com, checked Nov 1, 2026
- Paper statements
- $2 a monthdfcufinancial.com, checked Nov 1, 2026
- Inactivity fee
- $6dfcufinancial.com, checked Nov 1, 2026
- Cashier’s check
- $1dfcufinancial.com, checked Nov 1, 2026
- Stop payment
- $32dfcufinancial.com, checked Nov 1, 2026
- Card replacement
- $5dfcufinancial.com, checked Nov 1, 2026
Who can open it
- Membership
- Membership required:
- Live, work, worship, or attend school anywhere in Michigan’s Lower Peninsula, or live or work in select counties in Florida
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money