Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

EverBank · Checking account

EverBank Checking Account

$0 a year for an everyday customer. No monthly fee. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#407of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Debit card
  • Mobile check deposit
  • No minimum balance
  • No overdraft fees
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Noneeverbank.com, checked Nov 8, 2026
Minimum to open
$25everbank.com, checked Nov 8, 2026
Overdraft fee
Noneeverbank.com, checked Nov 8, 2026
Returned item (NSF) fee
Noneeverbank.com, checked Nov 8, 2026
Overdraft transfer fee
Noneeverbank.com, checked Nov 8, 2026
Out-of-network ATM fee
Noneeverbank.com, checked Nov 8, 2026
International ATM fee
Noneeverbank.com, checked Nov 8, 2026
ATM fees refunded, up to
$15 a montheverbank.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
2%everbank.com, checked Nov 8, 2026
Incoming domestic wire
Noneeverbank.com, checked Nov 8, 2026
Outgoing domestic wire
$25everbank.com, checked Nov 8, 2026
Incoming international wire
Noneeverbank.com, checked Nov 8, 2026
Outgoing international wire
$35everbank.com, checked Nov 8, 2026
Early closure fee
Noneeverbank.com, checked Nov 8, 2026
Cashier’s check
Noneeverbank.com, checked Nov 8, 2026
Stop payment
$25everbank.com, checked Nov 8, 2026
Card replacement
Noneeverbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on everbank.com

We don’t earn anything from this link.