Monthly fee
$10
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Everwise · Checking account
Everwise Plus Checking
$0 a year for an everyday customer. $10 a month. No minimum to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · everwisecu.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · everwisecu.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#311of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Debit card
- Debit rewards
- Early direct deposit
- Free checks
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a montheverwisecu.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $2,000 in electronic deposits
- a $2,000 average balance each month
- Minimum to open
- Noneeverwisecu.com, checked Nov 8, 2026
- ATM network
- Alliance One and CO-OPeverwisecu.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50everwisecu.com, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Anyone that lives or works in the Indiana or Michigan counties or townships we serve; in Indiana, all counties except Marion County, which goes by township; in Michigan, Berrien and Cass Counties and specified townships in Oakland & Macomb Counties.
- Immediate family member of an existing Everwise Credit Union member. In Indiana, this includes parents, spouse, children, step/adopted/foster children, brothers, sisters, aunts/uncles, nieces/nephews, grandparents, grandchildren, father/mother-in-law, son/daughter-in-law, and brother/sister-in-law. In Michigan, a parent, child, or sibling who lives in the same household as an existing member.
- In Michigan, a non-family member who is a dependent of the member according to tax filings and lives in the same household.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees