APY on $10,000

0.00%

As of Nov 8, 2026. Rates are variable.

Everwise · Money market account

Everwise Ultra Money Market

−$120 a year on $10,000 at today’s 0.00% APY. Monthly fee not stated. $50,000 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#151of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

  • Branch access
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $50,000
0.00%
$50,000 and up
3.18%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$50,000everwisecu.com, checked Nov 8, 2026
To earn the APY
Maintain $50,000 daily balance and meet balance requirements.
  • Relationship requirement: $100,000 combined Everwise relationship.
everwisecu.com, checked Nov 8, 2026
APY when those aren’t met
0.00%everwisecu.com, checked Nov 8, 2026
APY after the promotion
3.18%everwisecu.com, checked Nov 8, 2026

Fees

Minimum to open
$50,000everwisecu.com, checked Nov 8, 2026

Who can open it

Where
Indiana, Michiganeverwisecu.com, checked Nov 8, 2026
Membership
Membership required:
  • Anyone that lives or works in the Indiana or Michigan counties or townships we serve; in Indiana, all counties except Marion County, which goes by township; in Michigan, Berrien and Cass Counties and specified townships in Oakland & Macomb Counties.
  • Immediate family member of an existing Everwise Credit Union member. In Indiana, this includes parents, spouse, children, step/adopted/foster children, brothers, sisters, aunts/uncles, nieces/nephews, grandparents, grandchildren, father/mother-in-law, son/daughter-in-law, and brother/sister-in-law. In Michigan, a parent, child, or sibling who lives in the same household as an existing member.
  • In Michigan, a non-family member who is a dependent of the member according to tax filings and lives in the same household.
everwisecu.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on everwisecu.com

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