Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Everwise · Checking account

Everwise Simply Checking

$0 a year for an everyday customer. No monthly fee. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#364of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Debit card
  • Debit rewards
  • Early direct deposit
  • No minimum balance
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Noneeverwisecu.com, checked Nov 8, 2026
Minimum to open
Noneeverwisecu.com, checked Nov 8, 2026
ATM network
Alliance One and CO-OPeverwisecu.com, checked Nov 8, 2026
Out-of-network ATM fee
$2.50everwisecu.com, checked Nov 8, 2026
ATM fees refunded, up to
Noneeverwisecu.com, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Anyone that lives or works in the Indiana or Michigan counties or townships we serve; in Indiana, all counties except Marion County, which goes by township; in Michigan, Berrien and Cass Counties and specified townships in Oakland & Macomb Counties.
  • Immediate family member of an existing Everwise Credit Union member. In Indiana, this includes parents, spouse, children, step/adopted/foster children, brothers, sisters, aunts/uncles, nieces/nephews, grandparents, grandchildren, father/mother-in-law, son/daughter-in-law, and brother/sister-in-law. In Michigan, a parent, child, or sibling who lives in the same household as an existing member.
  • In Michigan, a non-family member who is a dependent of the member according to tax filings and lives in the same household.
everwisecu.com, checked Nov 8, 2026
Minimum age
18everwisecu.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on everwisecu.com

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