APY

0.05%

As of Nov 8, 2026. Rates are variable.

Farmers and Merchants Bank of Long Beach · Checking account

Farmers and Merchants Bank of Long Beach Military Checking

$1 a year for an everyday customer. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$1
APY
Monthly fee
To open

Against the market

How it ranks

#40of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Mobile check deposit
  • No minimum balance
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
monthlyfmb.com, checked Nov 8, 2026

Fees

Monthly fee
Nonefmb.com, checked Nov 8, 2026
Minimum to open
$100fmb.com, checked Nov 8, 2026
Overdraft fee
$30fmb.com, checked Nov 8, 2026
Most overdraft fees in a day
150fmb.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonefmb.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
3%fmb.com, checked Nov 8, 2026
Incoming domestic wire
$10fmb.com, checked Nov 8, 2026
Outgoing domestic wire
$30fmb.com, checked Nov 8, 2026
Incoming international wire
$10fmb.com, checked Nov 8, 2026
Outgoing international wire
$55fmb.com, checked Nov 8, 2026
Paper statements
Nonefmb.com, checked Nov 8, 2026
Early closure fee
$20fmb.com, checked Nov 8, 2026
Cashier’s check
Nonefmb.com, checked Nov 8, 2026
Card replacement
$5fmb.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on fmb.com

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