APY
0.10%
As of Nov 8, 2026. Rates are variable.
Farmers and Merchants Bank of Long Beach · Checking account
Farmers and Merchants Bank of Long Beach Platinum Checking
−$599 a year for an everyday customer. $50 a month. $100 to open.
- A year, everyday customer
- −$599
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · fmb.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · fmb.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · fmb.com · PDF
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#1037of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Check writing
- Debit card
- Free checks
- Interest bearing
- Mobile check deposit
- Mobile wallet
- Spending alerts
- Support 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0.01 to $9,999.99
- 0.05%
- $10,000 to $49,999.99
- 0.10%
- $50,000 and up
- 0.10%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Interest compounds
- monthlyfmb.com, checked Nov 8, 2026
Fees
- Monthly fee
- $50 a monthfmb.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Maintain a minimum daily balance of $15,000 or more in this account
- Maintain an average daily balance of $50,000 or more in this account
- maintains a combined average daily balance of $100,000 or more in a checking and/or savings account(s)
- a combined total of $200,000 or more of the average daily balance in a checking and/or savings account(s), and/or the ledger (current) balance in a Certificate of Deposit (CD) account(s)
- Minimum to open
- $100fmb.com, checked Nov 8, 2026
- Overdraft fee
- $30fmb.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 150fmb.com, checked Nov 8, 2026
- ATM network
- Nationwide ATM accessfmb.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonefmb.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%fmb.com, checked Nov 8, 2026
- Incoming domestic wire
- Nonefmb.com, checked Nov 8, 2026
- Outgoing domestic wire
- Nonefmb.com, checked Nov 8, 2026
- Incoming international wire
- $10fmb.com, checked Nov 8, 2026
- Outgoing international wire
- $55fmb.com, checked Nov 8, 2026
- Paper statements
- Nonefmb.com, checked Nov 8, 2026
- Early closure fee
- $20fmb.com, checked Nov 8, 2026
- Cashier’s check
- Nonefmb.com, checked Nov 8, 2026
- Stop payment
- Nonefmb.com, checked Nov 8, 2026
- Card replacement
- $5fmb.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money