APY
2.00%
As of Nov 8, 2026. Rates are variable.
First Technology · Checking account
First Technology Dividends Rewards Checking
−$60 a year for an everyday customer. Monthly fee not stated.
- A year, everyday customer
- −$60
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · firsttechfed.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Not stated
Against the market
How it ranks
#721of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Debit card
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- Have twelve (12) debit card purchases posted to the account.
- Have one (1) direct deposit or ACH deposit.
- Enrollment in electronic statements and electronic disclosures and notices for the primary account owner.
- APY when those aren’t met
- 0.00%firsttechfed.com, checked Nov 8, 2026
- Interest compounds
- monthlyfirsttechfed.com, checked Nov 8, 2026
Fees
- Overdraft fee
- Nonefirsttechfed.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonefirsttechfed.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $10 a monthfirsttechfed.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%firsttechfed.com, checked Nov 8, 2026
- Incoming domestic wire
- Nonefirsttechfed.com, checked Nov 8, 2026
- Outgoing domestic wire
- $15firsttechfed.com, checked Nov 8, 2026
- Incoming international wire
- Nonefirsttechfed.com, checked Nov 8, 2026
- Outgoing international wire
- $40firsttechfed.com, checked Nov 8, 2026
- Inactivity fee
- $10firsttechfed.com, checked Nov 8, 2026
- Stop payment
- $25firsttechfed.com, checked Nov 8, 2026
Who can open it
- Availability
- Existing accounts only. Products are not currently offered for new accounts or account conversions.firsttechfed.com, checked Nov 8, 2026
- Membership
- Membership required:
- Work for one of our 1,700+ partner companies —like Amazon, Microsoft, Intel and more
- Live, work or worship in a participating community
- Work for the State of Oregon
- Belong to a participating organization. To become a member of a participating organization, stop by a location or join within our online application.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees