First Technology

NCUA-insured · charter 23521

Savings, checking and CDs, with every rate from First Technology’s own pages and every rank against the accounts we track.

Checked Nov 8, 2026Updated Nov 8, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

First Technology Start Up SavingsSavings account · $25 to open4.00%$44Not stated

First Tech Premier Rewards Savings AccountSavings account · $25 to open3.00%$300Not stated

First Tech Rewards SavingsSavings account · $25 to open3.00%$300None

First Technology Instant Access SavingsSavings account · $25 to open0.20%$10Not stated

First Technology Carefree SavingsSavings account · $25 to open0.01%$1Not stated

First Technology Membership SavingsSavings account · $5 to open0.01%$1None

First Technology Coverdell SavingsSavings accountNot stated—Not stated

First Technology IRA SavingsSavings accountNot stated—Not stated

First Technology Roth SavingsSavings accountNot stated—Not stated

Against 1043 checking accounts

First Tech Rewards Checking (Qualified Rate)Checking account · $10 to open0.01%#68Not stated

First Tech Rewards CheckingChecking account · $10 to open0.01%#211None

First Tech Rewards Checking (Non-Qualified Rate)Checking account · $10 to open0.00%#426Not stated

First Tech Premier Rewards Checking AccountChecking account · $10 to open0.00%#452Not stated

First Checking PlusChecking account · $10 to open0.00%#648Not stated

First Technology Carefree CheckingChecking account · $10 to open0.00%#665Not stated

First Technology Start Up CheckingChecking account · $10 to open0.00%—Not stated

3 months3.25%—

A dash: a term we don’t rank. All First Technology CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

First Tech Rewards Checking (Qualified Rate)Checking account#68 of 1043
First Tech Rewards SavingsSavings account#47 of 270
First Tech Premier Rewards Savings AccountSavings account#49 of 270
First Tech Rewards CheckingChecking account#211 of 1043
First Tech Rewards Checking (Non-Qualified Rate)Checking account#426 of 1043
First Tech Premier Rewards Checking AccountChecking account#452 of 1043
First Technology Dividend Rewards Checking (Qualified Rate)Checking account#465 of 1043
First Technology Instant Access SavingsSavings account#167 of 270

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.