Monthly fee

$5

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

FirstBank Puerto Rico · Checking account

FirstBank Puerto Rico FirstAccess Account

−$60 a year for an everyday customer. $5 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
Monthly fee
To open

Against the market

How it ranks

#575of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Debit card
  • Free checks
  • Mobile check deposit
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$5 a month1firstbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Seniors are considered age 55+
  • Students aged 15-17 must have parent/guardian as co-signer; college students fee waived through age 23
  • for military service personnel (includes veterans), fee will be waived for the life of the account
  • One or more direct deposits received per statement period.
  • 3 online Bill Payments per statement period.
  • 3 auto debits per statement period.
  • 15 debit transactions per statement period.
1firstbank.com, checked Nov 8, 2026
Minimum to open
$501firstbank.com, checked Nov 8, 2026
ATM network
Allpoint1firstbank.com, checked Nov 8, 2026
ATMs in the network
55,0001firstbank.com, checked Nov 8, 2026

Who can open it

Where
Florida1firstbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on 1firstbank.com

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