APY on $10,000

3.50%

As of Nov 1, 2026. Rates are variable.

FirstBank Puerto Rico · Money market account

FirstBank Puerto Rico Premier Money Market

$0 a year on $10,000 at today’s 3.50% APY. $20 a month. $100 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Bill pay
  • Branch access
  • Debit card
  • Interest bearing
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$100,001 to $250,000
3.40%
$500,000 and up
3.50%

The bank’s rates · as of Nov 1, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$100,0011firstbank.com, checked Nov 1, 2026
To earn the APY
your Premier Money Market Account must be linked to a FirstPlus Checking Account
  • you maintain an average daily balance of $2,000.00 or more in your FirstPlus Checking Account
  • you maintain the applicable average daily balance based on the tiers established for your Premier Money Market Account
1firstbank.com, checked Nov 1, 2026
APY when those aren’t met
0.00%1firstbank.com, checked Nov 1, 2026
Interest compounds
Interest is credited monthly.1firstbank.com, checked Nov 1, 2026

Fees

Monthly fee
$20 a month1firstbank.com, checked Nov 1, 2026
Ways to avoid the monthly fee
If the average monthly balance in the Premier Money Market Account falls below $2,500.00, a $20.00 monthly maintenance fee will apply.1firstbank.com, checked Nov 1, 2026
Minimum to open
$1001firstbank.com, checked Nov 1, 2026
Withdrawals a month
61firstbank.com, checked Nov 1, 2026
ATM network
Allpoint1firstbank.com, checked Nov 1, 2026
ATMs in the network
55,0001firstbank.com, checked Nov 1, 2026

Who can open it

Where
Florida1firstbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on 1firstbank.com

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