Monthly fee

$4.75

−$57 a year for an everyday customer: fees and interest, $2,000 kept.

Greenstate · Checking account

Greenstate Access Checking

−$57 a year for an everyday customer. $4.75 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$57
Monthly fee
To open

Against the market

How it ranks

#502of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

In the bank’s words

Terms

Fees

Monthly fee
$4.75 a monthgreenstate.org, checked Nov 8, 2026
Minimum to open
$50greenstate.org, checked Nov 8, 2026
Overdraft fee
$29greenstate.org, checked Nov 8, 2026
Returned item (NSF) fee
$29greenstate.org, checked Nov 8, 2026
Overdraft transfer fee
$5greenstate.org, checked Nov 8, 2026
Most overdraft fees in a day
5greenstate.org, checked Nov 8, 2026
Out-of-network ATM fee
$2.50greenstate.org, checked Nov 8, 2026
International ATM fee
$2.50greenstate.org, checked Nov 8, 2026
Foreign transaction fee (debit card)
2%greenstate.org, checked Nov 8, 2026
Incoming domestic wire
$10greenstate.org, checked Nov 8, 2026
Outgoing domestic wire
$25greenstate.org, checked Nov 8, 2026
Paper statements
$3.50 a monthgreenstate.org, checked Nov 8, 2026
Inactivity fee
$7greenstate.org, checked Nov 8, 2026
Early closure fee
$25greenstate.org, checked Nov 8, 2026
Cashier’s check
$7greenstate.org, checked Nov 8, 2026
Stop payment
$29greenstate.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota (the page lists the specific counties).
  • University of Iowa students, staff, and alumni.
  • Direct relatives of current GreenState members.
  • Members of the Iowa Consumer Council / American Consumer Council.
greenstate.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on greenstate.org

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