APY
1.50%
As of Nov 8, 2026. Rates are variable.
Greenstate · Checking account
Greenstate Rewards Checking
$0 a year for an everyday customer. Monthly fee not stated. $50 to open.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · greenstate.org · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · greenstate.org · PDF
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#71of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Debit rewards
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- make 15 debit card purchases of $10.00 or more per purchase
- receive automatic deposit or withdrawals (ACH) totaling a minimum of $250.00
- APY when those aren’t met
- 0.01%greenstate.org, checked Nov 8, 2026
- Interest compounds
- Monthlygreenstate.org, checked Nov 8, 2026
Fees
- Ways to avoid the monthly fee
- Not enrolled in eStatements - $3.50*/Monthgreenstate.org, checked Nov 8, 2026
- Minimum to open
- $50greenstate.org, checked Nov 8, 2026
- Overdraft fee
- $29greenstate.org, checked Nov 8, 2026
- Returned item (NSF) fee
- $29greenstate.org, checked Nov 8, 2026
- Overdraft transfer fee
- $5greenstate.org, checked Nov 8, 2026
- Most overdraft fees in a day
- 5greenstate.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50greenstate.org, checked Nov 8, 2026
- International ATM fee
- $2.50greenstate.org, checked Nov 8, 2026
- ATM fees refunded, up to
- $3 a monthgreenstate.org, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 2%greenstate.org, checked Nov 8, 2026
- Incoming domestic wire
- $10greenstate.org, checked Nov 8, 2026
- Outgoing domestic wire
- $25greenstate.org, checked Nov 8, 2026
- Paper statements
- $3.50 a monthgreenstate.org, checked Nov 8, 2026
- Inactivity fee
- $7greenstate.org, checked Nov 8, 2026
- Early closure fee
- $25greenstate.org, checked Nov 8, 2026
- Cashier’s check
- $7greenstate.org, checked Nov 8, 2026
- Stop payment
- $29greenstate.org, checked Nov 8, 2026
Who can open it
- Availability
- Exclusively offered in select regions*.greenstate.org, checked Nov 8, 2026
- Membership
- Membership required:
- Anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota (the page lists the specific counties).
- University of Iowa students, staff, and alumni.
- Direct relatives of current GreenState members.
- Members of the Iowa Consumer Council / American Consumer Council.
- Minimum age
- 18greenstate.org, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees