Monthly fee

$10

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Hancock Whitney Bank · Checking account

Hancock Whitney Access Checking

$0 a year for an everyday customer. $10 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#254of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Overdraft grace period

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$10 a monthhancockwhitney.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • $250 minimum daily balance
  • A single direct deposit of $250.00 or more
  • Primary account owners under the age of 24
  • age 64 or older provided there is a valid date of birth on file
hancockwhitney.com, checked Nov 8, 2026
Minimum to open
$50hancockwhitney.com, checked Nov 8, 2026
Overdraft fee
$36hancockwhitney.com, checked Nov 8, 2026
Returned item (NSF) fee
$36hancockwhitney.com, checked Nov 8, 2026
Overdraft transfer fee
$10hancockwhitney.com, checked Nov 8, 2026
Most overdraft fees in a day
5hancockwhitney.com, checked Nov 8, 2026
International ATM fee
$2hancockwhitney.com, checked Nov 8, 2026
Incoming domestic wire
$20hancockwhitney.com, checked Nov 8, 2026
Outgoing domestic wire
$30hancockwhitney.com, checked Nov 8, 2026
Incoming international wire
$20hancockwhitney.com, checked Nov 8, 2026
Outgoing international wire
$45hancockwhitney.com, checked Nov 8, 2026
Paper statements
$3 a monthhancockwhitney.com, checked Nov 8, 2026
Inactivity fee
$5hancockwhitney.com, checked Nov 8, 2026
Early closure fee
$20hancockwhitney.com, checked Nov 8, 2026
Stop payment
$36hancockwhitney.com, checked Nov 8, 2026
Card replacement
$5hancockwhitney.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on hancockwhitney.com

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