APY on $10,000
2.49%
As of Nov 8, 2026. Rates are variable.
Hancock Whitney Bank · Savings account
Hancock Whitney Freestyle Savings
$249 a year on $10,000 at today’s 2.49% APY. $5 a month. $25 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · hancockwhitney.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 2.49%
- Monthly fee, a year
- $60
- A year
- $249
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · hancockwhitney.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · hancockwhitney.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · hancockwhitney.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Offer
Bonus
$5,000 deposited within 30 days, kept 60 days
Hancock Whitney Freestyle Savings · Hancock Whitney · for new customers
Ends Feb 28, 2027Meet it within 30 daysNew customers only
“Open a Freestyle Savings account using the required promo code, deposit $5,000 or more within 30 days of opening, and maintain a $5,000 or more minimum daily balance for 60 days; the account must be open and have a positive balance when the bonus is awarded.”The bank’s page, checked Nov 8, 2026
Against the market
How it ranks
#51of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Early direct deposit
- Interest bearing
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $9,999.99
- 2.25%
- $10,000 to $24,999.99
- 2.49%
- $25,000 to $100,000
- 2.75%
- $100,000.01 and up
- 0.05%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0hancockwhitney.com, checked Nov 8, 2026
- APY paid on balances up to
- $100,000hancockwhitney.com, checked Nov 8, 2026
Fees
- Monthly fee
- $5 a monthhancockwhitney.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- have a minimum daily balance of $250.00 or more
- primary account holder under 18
- age 64 and over with a valid date of birth on file
- one or more client-initiated debit or credit transactions post to the savings account per statement cycle
- Minimum to open
- $25hancockwhitney.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- Nonehancockwhitney.com, checked Nov 8, 2026
- Early closure fee
- $20hancockwhitney.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money