APY
1.00%
As of Nov 8, 2026. Rates are variable.
Happen Bank · Checking account
Happen LevelUp Checking
$0 a year for an everyday customer. No monthly fee. No minimum to open.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · happen.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · happen.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · happen.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#91of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Debit card
- Debit rewards
- Early direct deposit
- Interest bearing
- Joint accounts
- Mobile wallet
- No minimum balance
- Overdraft protection transfer
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $2,500happen.com, checked Nov 8, 2026
- APY when those aren’t met
- 0.00%happen.com, checked Nov 8, 2026
- Interest compounds
- compounds with each statement cyclehappen.com, checked Nov 8, 2026
Fees
- Monthly fee
- Nonehappen.com, checked Nov 8, 2026
- Minimum to open
- Nonehappen.com, checked Nov 8, 2026
- ATM network
- SUM or MoneyPasshappen.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonehappen.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money