APY
0.25%
As of Nov 8, 2026. Rates are variable.
Happen Bank · Checking account
Happen Tailored Checking
$5 a year for an everyday customer. $10 a month. $100 to open.
- A year, everyday customer
- $5
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · happen.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · happen.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · happen.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#13of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Debit card
- Debit rewards
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $499.99
- 0.25%
- $500 to $100,000
- 0.25%
- $100,000 and up
- 0.25%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Interest compounds
- compounds with each statement cyclehappen.com, checked Nov 8, 2026
Fees
- Monthly fee
- $10 a monthhappen.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Monthly Maintenance Fee waived in months where the average monthly balance is at least $500.00.happen.com, checked Nov 8, 2026
- Minimum to open
- $100happen.com, checked Nov 8, 2026
- ATM network
- SUM or MoneyPasshappen.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonehappen.com, checked Nov 8, 2026
- Outgoing international wire
- $40happen.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money