Monthly fee

$10

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Johnson Bank · Checking account

Johnson Essential Checking

$0 a year for an everyday customer. $10 a month. $200 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#277of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

In the bank’s words

Terms

Fees

Monthly fee
$10 a monthjohnsonfinancialgroup.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Monthly automatic (ACH) direct deposit into this account
  • $500 minimum daily ledger balance
  • $1,000 average monthly cycle ledger balance
  • $100,000 combined related aggregate ledger balance
johnsonfinancialgroup.com, checked Nov 8, 2026
Minimum to open
$200johnsonfinancialgroup.com, checked Nov 8, 2026

Who can open it

Minimum age
18johnsonfinancialgroup.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

Visit Johnson Bank

We don’t earn anything from this link.