APY on $10,000

0.15%

As of Nov 8, 2026. Rates are variable.

Johnson Bank · Savings account

Johnson Essential Savings

$15 a year on $10,000 at today’s 0.15% APY. $5 a month. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#139of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Automatic savings
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
monthlyjohnsonfinancialgroup.com, checked Nov 8, 2026

Fees

Monthly fee
$5 a monthjohnsonfinancialgroup.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Minimum Daily Ledger Balance is equal to or greater than $300.00
  • Average Monthly Cycle Ledger Balance is equal to or greater than $1000.00
johnsonfinancialgroup.com, checked Nov 8, 2026
Minimum to open
$100johnsonfinancialgroup.com, checked Nov 8, 2026
Overdraft fee
$20johnsonfinancialgroup.com, checked Nov 8, 2026
Returned item (NSF) fee
$20johnsonfinancialgroup.com, checked Nov 8, 2026
Most overdraft fees in a day
5johnsonfinancialgroup.com, checked Nov 8, 2026
Incoming domestic wire
$15johnsonfinancialgroup.com, checked Nov 8, 2026
Outgoing domestic wire
$25johnsonfinancialgroup.com, checked Nov 8, 2026
Incoming international wire
$20johnsonfinancialgroup.com, checked Nov 8, 2026
Outgoing international wire
$50johnsonfinancialgroup.com, checked Nov 8, 2026
Early closure fee
$35johnsonfinancialgroup.com, checked Nov 8, 2026
Cashier’s check
$10johnsonfinancialgroup.com, checked Nov 8, 2026
Stop payment
$35johnsonfinancialgroup.com, checked Nov 8, 2026
Card replacement
$10johnsonfinancialgroup.com, checked Nov 8, 2026

Who can open it

Minimum age
12johnsonfinancialgroup.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

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