Monthly fee
$5.95
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Mercantile Bank · Checking account
Mercantile Community Checking
$0 a year for an everyday customer. $5.95 a month. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · mercbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · mercbank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#236of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Budgeting tools
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5.95 a monthmercbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Primary account holder is age 62 or older
- Account is enrolled in eStatements
- An average balance of $1,000.00 maintained per statement cycle
- Fee is also waived for any Active Military or Military Veterans (with proof of service documentation)
- Minimum to open
- $25mercbank.com, checked Nov 8, 2026
- ATM network
- MoneyPass® ATM Networkmercbank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonemercbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees