APY
1.00%
As of Nov 8, 2026. Rates are variable.
Mercantile Bank · Checking account
Mercantile MercPerks® Plus Checking
−$107 a year for an everyday customer. $8.95 a month. $25 to open.
- A year, everyday customer
- −$107
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · mercbank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · mercbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · mercbank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#810of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Branch access
- Budgeting tools
- Debit rewards
- Interest bearing
- Online opening
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- eStatement enrollment
- $500.00 in monthly ACH deposits
- a combined average monthly balance of at least $100,000
- APY paid on balances up to
- $15,000mercbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $8.95 a monthmercbank.com, checked Nov 8, 2026
- Minimum to open
- $25mercbank.com, checked Nov 8, 2026
- ATM network
- MoneyPass® ATM Networkmercbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money