Monthly fee

$29

−$348 a year for an everyday customer: fees and interest, $2,000 kept.

Middlesex Savings Bank · Checking account

Middlesex Freedom Platinum

−$348 a year for an everyday customer. $29 a month. $1 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$348
Monthly fee
To open

Against the market

How it ranks

#1021of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Branch access
  • Check writing
  • Debit card
  • Early direct deposit
  • Free checks
  • Interest bearing
  • Joint accounts
  • Mobile check deposit
  • Online opening
  • Overdraft line of credit
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$29 a monthmiddlesexbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
No minimum account balance requirements or monthly maintenance fees on personal checking accounts opened prior to active duty while you’re awaymiddlesexbank.com, checked Nov 8, 2026
Minimum to open
$1middlesexbank.com, checked Nov 8, 2026
Returned item (NSF) fee
$35middlesexbank.com, checked Nov 8, 2026
Overdraft transfer fee
$5middlesexbank.com, checked Nov 8, 2026
ATM network
thousands of fee-free ATMsmiddlesexbank.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonemiddlesexbank.com, checked Nov 8, 2026
Incoming domestic wire
$10middlesexbank.com, checked Nov 8, 2026
Outgoing domestic wire
$25middlesexbank.com, checked Nov 8, 2026
Incoming international wire
$10middlesexbank.com, checked Nov 8, 2026
Outgoing international wire
$45middlesexbank.com, checked Nov 8, 2026
Cashier’s check
$7middlesexbank.com, checked Nov 8, 2026
Stop payment
$30middlesexbank.com, checked Nov 8, 2026
Card replacement
$10middlesexbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on middlesexbank.com

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