APY
0.50%
As of Nov 8, 2026. Rates are variable.
Nicolet National Bank · Checking account
Nicolet Platinum Checking
−$178 a year for an everyday customer. $15 a month.
- A year, everyday customer
- −$178
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · nicoletbank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · nicoletbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#893of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Check writing
- Debit card
- Interest bearing
- Mobile check deposit
- Overdraft line of credit
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $1,000
- 0.00%
- $1,000 to $10,000
- 0.10%
- $10,000 and up
- 0.50%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $1,000nicoletbank.com, checked Nov 8, 2026
- To earn the APY
- You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.nicoletbank.com, checked Nov 8, 2026
- APY when those aren’t met
- 0.00%nicoletbank.com, checked Nov 8, 2026
- Interest compounds
- monthlynicoletbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $15 a monthnicoletbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $25,000 in aggregate deposit balances
- a Wealth Management Relationship
- Overdraft transfer fee
- $6nicoletbank.com, checked Nov 8, 2026
- ATM network
- Nicolet-owned ATMs (no fee); non-Nicolet ATM fees may be reimbursed up to $7.50 per statement cyclenicoletbank.com, checked Nov 8, 2026
- ATMs in the network
- 30,000nicoletbank.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $7.50 a monthnicoletbank.com, checked Nov 8, 2026
- Card replacement
- $5nicoletbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees