APY

3.00%

As of Nov 8, 2026. Rates are variable.

Nicolet National Bank · Checking account

Nicolet Real Rewards Checking

$0 a year for an everyday customer. No monthly fee.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
APY
Monthly fee
To open
Not stated

Against the market

How it ranks

#85of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Cash deposit ATM
  • Check writing
  • Debit card
  • Interest bearing
  • Mobile check deposit
  • No minimum balance
  • Online opening
  • Overdraft line of credit
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

To earn the APY
10 debit transactions posted and cleared per qualification cycle (PIN or signature)
  • eStatements (Required)
nicoletbank.com, checked Nov 8, 2026
APY paid on balances up to
$25,000nicoletbank.com, checked Nov 8, 2026
Interest compounds
monthlynicoletbank.com, checked Nov 8, 2026

Fees

Monthly fee
Nonenicoletbank.com, checked Nov 8, 2026
ATMs in the network
30,000nicoletbank.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonenicoletbank.com, checked Nov 8, 2026
Paper statements
$5 a monthnicoletbank.com, checked Nov 8, 2026
Card replacement
$5nicoletbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on nicoletbank.com

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