Monthly fee

$10

−$120 a year for an everyday customer: fees and interest, $2,000 kept.

Oriental Bank · Checking account

Oriental Elite Account — Checking Section

−$120 a year for an everyday customer. $10 a month. $1,000 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$120
Monthly fee
To open

Against the market

How it ranks

#861of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Budgeting tools
  • Check writing
  • Debit card
  • Free checks
  • Joint accounts
  • Mobile check deposit
  • Mobile wallet
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$10 a monthorientalbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Maintain combined balances of $5,000.00 or more and keep open each of the Account sections (checks and savings).orientalbank.com, checked Nov 8, 2026
Minimum to open
$1,000orientalbank.com, checked Nov 8, 2026
Returned item (NSF) fee
$15orientalbank.com, checked Nov 8, 2026
ATM network
Oriental’s or one of the affiliated networks Allpoint® or ATM Group® ATMsorientalbank.com, checked Nov 8, 2026
Out-of-network ATM fee
$0.50orientalbank.com, checked Nov 8, 2026
International ATM fee
$0.50orientalbank.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
1.05%orientalbank.com, checked Nov 8, 2026
Incoming domestic wire
$15orientalbank.com, checked Nov 8, 2026
Incoming international wire
$15orientalbank.com, checked Nov 8, 2026
Paper statements
$2 a monthorientalbank.com, checked Nov 8, 2026
Inactivity fee
$10orientalbank.com, checked Nov 8, 2026
Cashier’s check
$10orientalbank.com, checked Nov 8, 2026
Stop payment
$15orientalbank.com, checked Nov 8, 2026
Card replacement
$5orientalbank.com, checked Nov 8, 2026

Who can open it

Where
Puerto Ricoorientalbank.com, checked Nov 8, 2026
Minimum age
18orientalbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on orientalbank.com

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