APY

1.00%

As of Nov 8, 2026. Rates are variable.

Origin Bank · Checking account

Origin Connect Checking

−$227 a year for an everyday customer. $20.59 a month.

Checked Nov 8, 2026Updated

A year, everyday customer
−$227
APY
Monthly fee
To open
Not stated

Against the market

How it ranks

#947of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Free checks
  • Interest bearing
  • Mobile check deposit
  • Overdraft line of credit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $4,999.99
1.00%
$5,000 to $24,999.99
0.10%
$25,000 to $74,999.99
0.25%
$75,000 to $124,999.99
0.25%
$125,000 to $999,999.99
0.25%
$1,000,000 and up
0.50%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Interest compounds
monthlyorigin.bank, checked Nov 8, 2026

Fees

Monthly fee
$20.59 a monthorigin.bank, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • If on any day of the monthly statement cycle the balance in your account is less than $5,000.00
  • you do not have a loan/deposit relationship with us of $25,000 or more
origin.bank, checked Nov 8, 2026
Overdraft fee
$35origin.bank, checked Nov 8, 2026
Returned item (NSF) fee
$35origin.bank, checked Nov 8, 2026
Most overdraft fees in a day
5origin.bank, checked Nov 8, 2026
Early closure fee
$25origin.bank, checked Nov 8, 2026
Cashier’s check
Noneorigin.bank, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on origin.bank

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