APY

5.00%

As of Nov 8, 2026. Rates are variable.

Origin Bank · Checking account

Origin Performance Checking

−$168 a year for an everyday customer. $14 a month.

Checked Nov 8, 2026Updated

A year, everyday customer
−$168
APY
Monthly fee
To open
Not stated

Against the market

How it ranks

#890of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Budgeting tools
  • Debit card
  • Interest bearing
  • Mobile check deposit
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $40,000
5.00%
$40,000 and up
0.50%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

To earn the APY
You must have 16 posted and cleared debit card transactions excluding ATM transactions per statement cycle
  • make 1 posted and cleared ACH automatic debit or credit per statement cycle
  • receive a monthly eStatement on this account
origin.bank, checked Nov 8, 2026
APY when those aren’t met
0.00%origin.bank, checked Nov 8, 2026
APY paid on balances up to
$40,000origin.bank, checked Nov 8, 2026

Fees

Monthly fee
$14 a monthorigin.bank, checked Nov 8, 2026
Ways to avoid the monthly fee
A cycle service charge of $14 will be imposed every statement cycle that the average daily balance falls below $4,000origin.bank, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on origin.bank

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