RateHerald

APY

1.10%

As of Nov 8, 2026. Rates are variable.

Pinnacle Bank · Checking account

Pinnacle Interest Checking Account

$7 a year for an everyday customer. $15 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$7
APY
Monthly fee
To open

Against the market

How it ranks

#11of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Debit card
  • Interest bearing
  • ITIN accepted
  • Live chat
  • Mobile check deposit
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$1,000 to $9,999.99
0.37%
$10,000 to $49,999.99
0.41%
$50,000 to $249,999.99
0.48%
$250,000 to $999,999.99
0.71%
$1,000,000 and up
1.10%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1,000pinnbank.com, checked Nov 8, 2026
To earn the APY
Simply maintain a minimum balance of at least $1,000 in your account and you’ll earn interest.pinnbank.com, checked Nov 8, 2026

Fees

Monthly fee
$15 a monthpinnbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
No fees as long as you keep an average balance of $1,500 in your account.pinnbank.com, checked Nov 8, 2026
Minimum to open
$100pinnbank.com, checked Nov 8, 2026
ATM network
ATMs across 7 statespinnbank.com, checked Nov 8, 2026
ATM fees refunded, up to
$10 a monthpinnbank.com, checked Nov 8, 2026
Paper statements
$5 a monthpinnbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on pinnbank.com

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