RateHerald

APY

1.14%

As of Nov 8, 2026. Rates are variable.

Pinnacle Bank · Checking account

Pinnacle Relationship Account

−$292 a year for an everyday customer. $25 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$292
APY
Monthly fee
To open

Against the market

How it ranks

#979of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Debit card
  • Free checks
  • Interest bearing
  • ITIN accepted
  • Mobile check deposit
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$1,000 to $9,999.99
0.38%
$10,000 to $49,999.99
0.43%
$50,000 to $249,999.99
0.52%
$250,000 to $999,999.99
0.75%
$1,000,000 and up
1.14%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1,000pinnbank.com, checked Nov 8, 2026
To earn the APY
You must maintain a minimum daily balance of $1,000 to earn interest.pinnbank.com, checked Nov 8, 2026

Fees

Monthly fee
$25 a monthpinnbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • at least an average balance of $15,000 per statement cycle in your account
  • maintaining $50,000 in total deposits per statement cycle with our bank across all your personal accounts (checking, savings, CDs, etc.)
pinnbank.com, checked Nov 8, 2026
Minimum to open
$100pinnbank.com, checked Nov 8, 2026
ATM network
ATMs across 7 statespinnbank.com, checked Nov 8, 2026
ATM fees refunded, up to
$10 a monthpinnbank.com, checked Nov 8, 2026
Paper statements
Nonepinnbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on pinnbank.com

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