Monthly fee

$3.95

−$47 a year for an everyday customer: fees and interest, $2,000 kept.

RBC Bank, (Georgia) · Checking account

RBC U.S. Direct Checking

−$47 a year for an everyday customer. $3.95 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$47
Monthly fee
To open

Against the market

How it ranks

#485of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Cash deposit ATM
  • Check writing
  • Contactless card
  • Debit card
  • Instant external transfers
  • Mobile check deposit
  • Mobile wallet
  • No foreign transaction fee
  • No minimum balance
  • Online opening
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$3.95 a monthrbcbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
$0 for the first year with a cross-border banking bundlerbcbank.com, checked Nov 8, 2026
Minimum to open
$50rbcbank.com, checked Nov 8, 2026
ATM network
50,000+ no-fee ATMs across the U.S.rbcbank.com, checked Nov 8, 2026
ATMs in the network
50,000rbcbank.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
Nonerbcbank.com, checked Nov 8, 2026
Paper statements
$2 a monthrbcbank.com, checked Nov 8, 2026

Who can open it

Where
Anywhere in the USrbcbank.com, checked Nov 8, 2026
Minimum age
18rbcbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on rbcbank.com

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