RateHerald

Monthly fee

$15

$0 a year for an everyday customer: fees and interest, $2,000 kept.

S&T Bank · Checking account

S&T Preferred Banking with Interest

$0 a year for an everyday customer. $15 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#363of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Debit rewards
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthapi.stbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintaining a minimum daily balance of $1,000
  • Having combined consumer deposit and outstanding home loan balances of $50,000 or more
api.stbank.com, checked Nov 8, 2026
Minimum to open
$50api.stbank.com, checked Nov 8, 2026
Overdraft fee
$36api.stbank.com, checked Nov 8, 2026
ATM network
S&T Bank ATMsapi.stbank.com, checked Nov 8, 2026
Out-of-network ATM fee
Noneapi.stbank.com, checked Nov 8, 2026
Incoming domestic wire
$15api.stbank.com, checked Nov 8, 2026
Outgoing domestic wire
$25api.stbank.com, checked Nov 8, 2026
Incoming international wire
$22api.stbank.com, checked Nov 8, 2026
Outgoing international wire
$50api.stbank.com, checked Nov 8, 2026
Paper statements
$3 a monthapi.stbank.com, checked Nov 8, 2026
Inactivity fee
$10api.stbank.com, checked Nov 8, 2026
Cashier’s check
$10api.stbank.com, checked Nov 8, 2026
Stop payment
$36api.stbank.com, checked Nov 8, 2026
Card replacement
$7.50api.stbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on api.stbank.com

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